Looking for additional coverage that extends beyond the limits of your standard home or auto plan? If so an umbrella policy is what you need. It will supplement your basic liability policy like your home and auto.
An umbrella policy will provide a higher limit or excess liability to protect you from property liability claims and bodily injury liability claims. Umbrella policies offer a broader form of coverage that can help cover legal fees, libel, slander, and false arrest.
The purpose of your umbrella policy is to protect your assets from an unforeseen event like a tragic accident; providing you with the ability to cover the damages that you would be legally responsible for up to the policy limit.