Surprisingly, floods are the nation’s most common and costly natural disaster; which makes purchasing flood insurance one of the smartest ways to protect your home and personal belongings. Often times flood insurance is overlooked and before you realize that your homeowner’s insurance policy does not provide coverage for damage caused by a flood; it’s too late.
Statewide Insurance participates in the National Flood Insurance Program that is backed by the Federal Government. Flood insurance provides coverage for the physical damage to your home or personal property directly caused by a flood and stands alone from your homeowner’s policy.
It is highly advised by the National Flood Insurance Program to purchase both types of insurance so you can have the reassurance that your home and contents are protected in the event of the unexpected.